Return of the small deposit mortgage

Since the credit crunch mortgage lenders have generally been reserving their mortgage products for those with a 25% deposit or more. As a result many potential first time buyers or even next time buyers feel resigned to never moving on or up the property ladder due to having what is now perceived as a low [...]

Looking for a good critical illness policy

According to a recent survey* only a startling 12% of the working population has some form of critical illness cover yet public awareness of these policies is extremely high. Clearly, something is preventing people from considering this valuable form of cover. Many people instantly dismiss such policies as they believe they are either too expensive [...]

Time to consider a fixed rate?

Interest Rates

A look ahead at the interest rate landscape for the months ahead.